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Terms of Use

Last Updated: May 11, 2026

Agreement to Terms

By accessing or using the wistful-mint website and services, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

Description of Services

wistful-mint provides social benefits advisory services, including but not limited to:

  • Eligibility assessments for government benefit programs
  • Application preparation and submission assistance
  • Claims appeal support and representation
  • Ongoing compliance monitoring and reporting
  • Pension optimization strategies
  • Disability support navigation services

Service Engagement

Professional Relationship

Engagement of our services creates a professional advisory relationship between you and wistful-mint. Specific terms of service, including scope, fees, and deliverables, will be outlined in a separate service agreement.

No Guarantees

While we strive to achieve the best possible outcomes, we cannot guarantee approval of any benefit application or appeal. Decisions regarding benefit eligibility and approval are made by government agencies, not by wistful-mint.

Client Responsibilities

You agree to:

  • Provide accurate and complete information
  • Respond promptly to requests for documentation or clarification
  • Inform us of any changes to your circumstances that may affect your case
  • Comply with all applicable laws and regulations
  • Pay agreed fees according to the payment terms

Intellectual Property Rights

The content, design, graphics, compilation, and other materials on this website are protected by Australian and international copyright laws. Unless otherwise specified, all materials are the property of wistful-mint.

You may not:

  • Reproduce, duplicate, or copy material from this website for commercial purposes
  • Redistribute content without written permission
  • Modify or create derivative works based on our content
  • Remove copyright or proprietary notices

User Conduct

You agree not to use this website to:

  • Violate any local, state, national, or international law
  • Transmit any material that is unlawful, threatening, abusive, defamatory, or obscene
  • Impersonate any person or entity
  • Interfere with or disrupt the website or servers
  • Attempt to gain unauthorized access to any systems or data
  • Collect or store personal data about other users
  • Upload viruses, malware, or any malicious code

Disclaimer of Warranties

This website and services are provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to:

  • Warranties of merchantability or fitness for a particular purpose
  • Warranties that the website will be uninterrupted or error-free
  • Warranties regarding the accuracy or reliability of information

Limitation of Liability

To the fullest extent permitted by law, wistful-mint shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

  • Loss of profits, revenue, or data
  • Loss of benefits or entitlements
  • Emotional distress or consequential damages

Our total liability for any claim arising from our services shall not exceed the total fees paid by you for the specific service in question.

Indemnification

You agree to indemnify and hold harmless wistful-mint, its officers, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

  • Your use of our website or services
  • Your violation of these Terms of Use
  • Your violation of any rights of another party
  • Any false or misleading information you provide

Third-Party Links

Our website may contain links to third-party websites or services. These links are provided for your convenience only. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party sites.

Confidentiality

We maintain strict confidentiality regarding all client information and communications. Our confidentiality obligations are detailed in our Privacy Policy and individual service agreements.

Termination

We reserve the right to terminate or suspend your access to our website and services at our sole discretion, without notice, for conduct that we believe violates these Terms of Use or is harmful to other users, us, or third parties, or for any other reason.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of New South Wales, Australia, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts located in Sydney, New South Wales.

Dispute Resolution

In the event of any dispute arising from these terms or our services, the parties agree to first attempt resolution through good faith negotiation. If negotiation fails, disputes may be submitted to mediation before pursuing litigation.

Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the remaining terms remain in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy and any service agreements, constitute the entire agreement between you and wistful-mint regarding the use of our website and services.

Modifications

We reserve the right to modify these Terms of Use at any time. Material changes will be posted on this page with an updated "Last Updated" date. Your continued use of the website after changes constitutes acceptance of the modified terms.

Contact Information

For questions about these Terms of Use, please contact us:

Email: [email protected]
Address: Level 7, 142 Pitt Street, Sydney NSW 2000, Australia

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